How to tighten security for user accounts?

Hi, I 'm using FreeBSD 7.1 and need help with the following:

1. How can I restrict the number of ssh login attempts with a timed interval to automatically unlock the account?

2. How do I set the number of characters and type of characters used for password? In other words enforce strong passwords?

3. Is it possible I can restrict the number of password changes by a user to 1 change per day?

Thanks, I do appreciate the help :e.
 
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