With this particular username I don't immediately foresee any troubles. The only thing I can imagine is that one day there is a username 'rc' used by the system.
You can check /etc/master.passwd to see some of the usernames that are currently already in use. These don't get expanded very often, but it's of course always possible.
Another file with usernames that you best not use can be found in the ports tree, e.g. /usr/ports/UIDs.
In that file you'll notice there is no user 'rc' either. There are other short usernames though (like 'hg' and some others).
I'm not sure how bad the damage will be should 'rc' become an official username, but I'm guessing that should it happen you can always change your username and optionally move the home dir.
In the end there's always the root account to fix things, unless this is a remote system which is only accessible by ssh and you need a user that's in the 'wheel' group.