I can't help but wonder if OP is one of those users who is under the impression that the use of a VPN is "required" to "increase" Internet acces security while not realizing that you're essentially handing over all your Internet data to an unregulated* organization. And to add insult to injury: you don't gain extra security, at best you're getting censorship because said VPN organization is more than happy to prevent access to "unwanted" or "dangerous" websites. But... of course without fully explaining what their precise thresholds are. Basically you're paying for censorship, usage of your data and without much gain with regards to security. Even the dreaded Norton antivirus suite would be a better choice in direct comparison!
My personal opinion on the whole VPN nonsense? Fear mongering, no more and no less. Fear sells afterall...
* Unregulated => There's a good reason why ISP's are under heavy scrutiny from governments and bound by strict regulations which ensure that they can't "just" abuse any user data that's at their disposal. This may vary from country to country, sure, but the bottom line is still the same... VPN providers are not held by those same standards.